The most under-claimed VA money you've never heard of.

My 100% rating is from a SINGLE condition (schedular, not TDIU)

SMC-S Prong 1 requires schedular 100% for one disability + 60% additional from a different body system.

I have ED (erectile dysfunction) — even if rated 0%

Most-missed SMC-K trigger. ED secondary to PTSD, diabetes, or prostate cancer treatment all qualify.

Mastectomy or breast tissue radiation (service-connected breast cancer)

Loss or loss of use of a hand or foot

Includes severe peripheral neuropathy where the foot is functionally useless.

Blind in at least one eye (5/200 visual acuity or worse)

Deafness in BOTH ears

Complete loss of speech

I need help from someone else with daily activities (Aid & Attendance)

Dressing, bathing, eating, toileting, mobility, or protection from daily hazards. Family member counts.

I am substantially confined to my home (housebound)

I have a severe TBI requiring regular care

SMC-T pays $11,272/mo — biggest single SMC opportunity. Laska v. McDonough (2024) made spouse-provided care qualify.

My spouse needs Aid & Attendance

If you qualify for any SMC level, an additional $201.41/mo applies when your spouse needs A&A.