The most under-claimed VA money you've never heard of.

SMC is extra monthly payon top of your basic disability rating — for things like ED (yes, really), mastectomy, loss of use of a foot, the "100% + 60% from a different body system" rule, or a TBI requiring spousal care. The VA's auto-award misses most of these. Tell us your situation and we'll find every dollar.

Your current rated conditions*

Free text. Include the rating % and key facts. Example: 'PTSD 70%, sleep apnea 50% secondary to PTSD, tinnitus 10%, lumbar strain 20%, ED 0% secondary to PTSD/SSRI use, combined 90%.'

Quick flags — check anything that applies

My 100% rating is from a SINGLE condition (schedular, not TDIU)

SMC-S Prong 1 requires schedular 100% for one disability + 60% additional from a different body system.

I have ED (erectile dysfunction) — even if rated 0%

Most-missed SMC-K trigger. ED secondary to PTSD, diabetes, or prostate cancer treatment all qualify.

Mastectomy or breast tissue radiation (service-connected breast cancer)

Loss or loss of use of a hand or foot

Includes severe peripheral neuropathy where the foot is functionally useless.

Blind in at least one eye (5/200 visual acuity or worse)

Deafness in BOTH ears

Complete loss of speech

I need help from someone else with daily activities (Aid & Attendance)

Dressing, bathing, eating, toileting, mobility, or protection from daily hazards. Family member counts.

I am substantially confined to my home (housebound)

I have a severe TBI requiring regular care

SMC-T pays $11,271/mo for 2026 — biggest single SMC opportunity. Webster v. McDonough (2024) made spouse-provided care qualify.

My spouse needs Aid & Attendance

If you qualify for any SMC level, an additional $201.41/mo applies when your spouse needs A&A.

Anything else? (optional)

Recent denials, special circumstances, recent diagnoses you haven't claimed yet, etc.

Software, not representation. Free VA-accredited reps at VA.gov. Rates verified against VA.gov on 2026-04-18.